Halloween hasn’t arrived yet but here we are talking about Christmas. But for a good reason-to help you save money. The National Retail Federation found that consumers spent a total of $798.4 billion during the 2020 season. Up from 8.3% the year before. Waiting until November or December to make your purchases means you will most likely use a credit card which will accrue interest on your purchases. Instead establish a Christmas savings plan now to avoid debt and overspending. How far in advance do you start financially planning for Christmas?
Why You Should Start Saving for Christmas in September
by Lynne Haze
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