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Why You Should Start Saving for Christmas in September


Christmas Shopping

Halloween hasn’t arrived yet but here we are talking about Christmas.  But for a good reason-to help you save money.  The National Retail Federation found that consumers spent a total of $798.4 billion during the 2020 season. Up from 8.3% the year before.  Waiting until November or December to make your purchases means you will most likely use a credit card which will accrue interest on your purchases.  Instead establish a Christmas savings plan now to avoid debt and overspending.  How far in advance do you start financially planning for Christmas?

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